Montana Mortgage Calculator
Calculate your monthly mortgage payment for homes in Montana, factoring in local property taxes, home insurance, and HOA fees.
Why calculating mortgage in Montana is different
Montana has no sales tax.
State Income Tax
4.7% - 5.9%
Base Sales Tax
None
State Min Wage
$10.30 / hr
Abbreviation
MT
Montana Mortgage Interactive Tool
This calculator uses the latest 2026 data for Montana, including the minimum wage of $10.30 and the specific state income tax rates (4.7% - 5.9%).
Frequently Asked Questions about Montana Mortgage
How much are typical closing costs in Montana?
Closing costs in Montana typically range from 2% to 5% of the total loan amount. This includes state-specific mortgage recording taxes and title fees.
Should I buy a home in Montana?
Buying a home in Montana requires factoring in the local property tax rates and home insurance costs, which can vary drastically between different counties.