Missouri Mortgage Calculator
Calculate your monthly mortgage payment for homes in Missouri, factoring in local property taxes, home insurance, and HOA fees.
Why calculating mortgage in Missouri is different
Missouri has a progressive income tax system.
State Income Tax
1.5% - 5.4%
Base Sales Tax
4.225%
State Min Wage
$12.30 / hr
Abbreviation
MO
Missouri Mortgage Interactive Tool
This calculator uses the latest 2026 data for Missouri, including the minimum wage of $12.30 and the specific state income tax rates (1.5% - 5.4%).
Frequently Asked Questions about Missouri Mortgage
How much are typical closing costs in Missouri?
Closing costs in Missouri typically range from 2% to 5% of the total loan amount. This includes state-specific mortgage recording taxes and title fees.
Should I buy a home in Missouri?
Buying a home in Missouri requires factoring in the local property tax rates and home insurance costs, which can vary drastically between different counties.