Louisiana Mortgage Calculator
Calculate your monthly mortgage payment for homes in Louisiana, factoring in local property taxes, home insurance, and HOA fees.
Why calculating mortgage in Louisiana is different
Louisiana has a progressive income tax system and complex local sales tax.
State Income Tax
1.85% - 4.25%
Base Sales Tax
4.45%
State Min Wage
$7.25 / hr
Abbreviation
LA
Louisiana Mortgage Interactive Tool
This calculator uses the latest 2026 data for Louisiana, including the minimum wage of $7.25 and the specific state income tax rates (1.85% - 4.25%).
Frequently Asked Questions about Louisiana Mortgage
How much are typical closing costs in Louisiana?
Closing costs in Louisiana typically range from 2% to 5% of the total loan amount. This includes state-specific mortgage recording taxes and title fees.
Should I buy a home in Louisiana?
Buying a home in Louisiana requires factoring in the local property tax rates and home insurance costs, which can vary drastically between different counties.