Idaho Mortgage Calculator
Calculate your monthly mortgage payment for homes in Idaho, factoring in local property taxes, home insurance, and HOA fees.
🗺️Why calculating in this state is different
Idaho uses a flat income tax and moderate sales tax rates.
State Income Tax
5.8%
Base Sales Tax
6%
State Min Wage
$7.25 / hr
Abbreviation
ID
Idaho Mortgage
This calculator uses the latest 2026 data for Idaho, including the minimum wage of $7.25/hr and the specific state income tax rates (5.8%).
$
State Tax Rate5.8%
📊State Details
State Income Tax
5.8%
Base Sales Tax
6%
State Min Wage
$7.25/hr
Abbreviation
ID
Net Income
$54,150.00
after taxes in Idaho
Gross Income
$75,000.00
Total Tax
$20,850.00
📈Key Metrics
Net Income
$54,150.00
after taxes
State Tax
$4,350.00
state income tax
Effective Tax Rate
27.8%
total tax burden
ℹ️Summary
Gross Income$75,000.00
Federal Tax$16,500.00
State Tax$4,350.00
Net Income$54,150.00
❓Frequently Asked Questions
How much are typical closing costs in Idaho?
Closing costs in Idaho typically range from 2% to 5% of the total loan amount. This includes state-specific mortgage recording taxes and title fees.
Should I buy a home in Idaho?
Buying a home in Idaho requires factoring in the local property tax rates and home insurance costs, which can vary drastically between different counties.
🔗Related Calculators